Q: What is the best way to maximize my investment income?

A: Particularly in these times of very low interest rates, few people have the ability to generate the investment income that they need from dividends and interest alone. Because the goal of generating adequate income must be balanced with the goals of offsetting future inflation, earning a high investment return, and protecting the portfolio value from both rising interest rates (falling bond prices) and falling interest rates (falling income), we take a “total return” approach to income generation. Using a very broad range of investment asset classes, we arrange for regular income distributions, replenishing the portfolio cash from dividend income, interest income, and realized capital appreciation.