Q: How can I have reasonable assurance that I will not outlive my money?

A: It is important to employ an investment strategy that offers the opportunity for reasonable investment returns while reducing the possibility of disastrous investment results. The appropriate balance of risk and expected return differs according to each client’s specific circumstances. It is also critical to set sustainable spending targets and to regularly revisit the assumptions and unfolding realities that underlie those targets. That is why we create a lifetime spending plan for each client and keep it up to date.